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D0 tax code - only one job - confused?!?!

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I just received a letter from HRMC telling me I am now on a D0 tax code (from April 13 apparently) and will be taxed at 40% on everything.
A quick google tells me this is meant to be for people with second jobs as they assume the first one uses up the limit

I only have one job - a regular PAYE one - nothing else.

Only difference is I've had to register for self assessment this year due to the child benefit changes.

Is this a !!!! up by HMRC or does this child benefit nonsense mean I will have to pay 40% on everything and then claim it back each year??

Any help appreciated as I'm totally confused and of course the HMRC website is useless and I'm dammed if I'm paying £40 a minute or whatever the 0845 number costs to phone them.....

Thanks in advance for any help.

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