Hello,
I work for an employer who is burying its head in the sand as regards pensions- the company is small enough not to be obliged to offer Workplace Pensions yet and any enquiries about it are met with vague promises to do something when the time comes.
I need to start thinking pensions and have a pension I paid into with a previous employer which is my own. Can I pay into this under a 'salary sacrifice' scheme? Is such a scheme something my employer has to set up? They are waaaay too lazy to do that but if I could sort things out myself, get some paperwork for them to sign, assure them that they would not lose out and that all is above board, then I think it would be something worth doing on my part.
I am PAYE, full-time contract, earning below the 40% threshold but above the zero-allowance, ie paying 20% income tax on most of my earnings.
Thanks in advance,
James
I work for an employer who is burying its head in the sand as regards pensions- the company is small enough not to be obliged to offer Workplace Pensions yet and any enquiries about it are met with vague promises to do something when the time comes.
I need to start thinking pensions and have a pension I paid into with a previous employer which is my own. Can I pay into this under a 'salary sacrifice' scheme? Is such a scheme something my employer has to set up? They are waaaay too lazy to do that but if I could sort things out myself, get some paperwork for them to sign, assure them that they would not lose out and that all is above board, then I think it would be something worth doing on my part.
I am PAYE, full-time contract, earning below the 40% threshold but above the zero-allowance, ie paying 20% income tax on most of my earnings.
Thanks in advance,
James